ATM Solutions

ATMs are unmatched for convenience, and QSI is unmatched for ATM expertise.

Automated Teller Machines (ATMs) are modern marvels in the world of banking, revolutionizing the way individuals access cash and manage their money. Convenient and versatile, these self-service terminals enable users to perform a range of banking transactions without the need for traditional bank tellers or branch visits.

From withdrawing cash to depositing funds, checking balances and even transferring money between accounts, ATMs provide efficient access to managing money. They offer round-the-clock accessibility and empowering individuals with the freedom to conduct banking operations at their convenience. With their ability to bridge physical and digital banking realms, ATMs remain a cornerstone of modern banking infrastructure, ensuring financial access and flexibility.

Now, with core banking integration, ATM users can access a broader range of services, allowing them to see more and do more via self-service. It provides greater flexibility than the conventional ATM rails while utilizing the same security. This moves the ATM beyond cash automation to becoming a secure access point for a full range of banking services.

Why are ATMs still important?

ATMs remain a critical part of the financial landscape, offering convenience and accessibility that can’t be matched by digital alternatives. While the payments landscape is changing, ATMs still hold an important place. They provide access to cash, function as a dependable safety net during disruptions such as power outages or severe weather events, promote financial inclusion in underbanked areas and offer round-the-clock convenience for consumers.

Far from being a relic of the past, ATMs are adapting, making them likely to remain a fixture in the financial world for years to come. So why are ATMs still so important?

• Access to Cash Now: Cash remains a preferred choice for many, especially certain demographics, small businesses and the unbanked. Older consumers prefer cash, especially in emergencies and want to be able to get cash when they need it. Younger folks are showing movement back to cash transactions to better manage their finances. ATMs play a crucial role in providing access to physical cash, catering to these diverse needs.
• Reliability in Emergencies: During power outages or internet disruptions, when digital payment systems may falter, ATMs serve as a reliable lifeline. In emergencies, cash is favored across all ages. ATMs ensure access to funds even during crises, offering a sense of security and stability.
• 24/7 Convenience: With round-the-clock availability, ATMs offer unparalleled convenience by granting access to essential banking services such as withdrawals, and in some cases, deposits, and balance inquiries. This accessibility extends beyond traditional banking hours, catering to the diverse schedules of individuals and businesses alike.
• Financial Access and Inclusion: Often situated in underserved areas or regions lacking traditional bank or credit union branches, ATMs contribute significantly to promoting financial inclusivity. By providing accessible banking services, they bridge the gap for the unbaked or underbanked and empower individuals with financial resources.
• More With Less: ATMs are an affordable channel for banks and credit unions to expand their geographic reach while reducing the costs associated with providing service in the branch. And with enhanced self-service using core integration, customers and members can do even more at the ATM.

Configured to meet your needs.

Internal or external, walk-up or drive-up, QSI can configure your ATMs to suit your financial institution’s needs and accomplish your specific self-service objectives – from expanding your reach to updating to the latest in ATM technology – and so much more…

ATMs offer convenient 24/7 access to banking services and promote financial inclusion in underserved areas.

“ATMs play a crucial role in providing access to physical cash, catering to these diverse needs.”

“ATMs are an affordable channel for banks and credit unions to expand their geographic reach while reducing the costs associated with providing service in the branch. And with enhanced self-service using core banking integration, consumers can do even more at the ATM.“

Get ATM technology with less upfront cost.

QSI offers an all-inclusive outsourcing and managed services program called QSI At Your Service (AYS). From installation and roll out to ongoing maintenance and cash management, we take care of everything, freeing you to focus on what matters most – serving your customers/members. It’s self-service, simplified. ATMs are still a critical resource for many who rely on access to cash and the convenience of 24/7 banking, and QSI At Your Service offers this technology at a lower upfront cost.

Maximize your ATM investment.

Core Integration For Enhanced Self Service

Core banking access enables a broader range of services for consumers, allowing them to see and do more via self-service. It provides greater flexibility while utilizing the same security. And delivering a broader set of services to your consumers at your ATMs encourages loyalty. Move your ATMs beyond cash automation to a full range of banking services. Visit our ESS page to learn more.

Enhanced Branding and Signage

Make your investment stand out while making it easy for customers / members to find and use. Enhanced branding and signage with custom fabrication of canopies, kiosks, surrounds is available with our in-house design and fabrication department, CapStone Design & Fabrication.